We specialise in mortgages for Teachers. ​First-time buyers, home movers, remortgages or Buy-to-Let. We treat you as an individual and assess each application on its own merits. We can help teachers to move home and in some situations one month before the start of a new. We can also help the following applicants:-

• Lecturers
• Children of Teachers
• Teaching assistants
• Newly qualified teachers (NQT)
• Nursery nurses with an NVQ level 3 in children’s care, learning and development.
• Children’s therapist employed by a Local Education Authority with a relevant degree; i.e. physiotherapy would need a degree in physiotherapy.

Types of income accepted:-

• Basic salary (either PAYE or self employed) 100%
• Overtime regular 3 months pay slips average taken 60%
• Bonus/commission (monthly only linked to job performance, 6 months average + last P60 must have been in job for 12 months) 60%
• Retirement Income 100%
• Fixed Term contract 100%
• Short-term contract (no less than 6 months) 100%
• Probationary contract 100%
• Mortgage subsidy 100%
• Town, area allowance, London weighting (no car allowance) 100%
• Shift allowance 100%
• Supply (12 months history in area of property) 100%
• Zero hour contracts (2 years history required) 100%
• Child benefit 100%
• Maintenance (court order or 12 month history up to age 13) 50%